LIVINGSTON: I have to agree that Windows 98 is too old to keep going anymore.
Microsoft did not anticipate the problems that would arise when your computer is readily accessible to every other computer in the world all the time. Fortunately, users of XP have pretty good protections against hackers.
Buy a Windows XP machine for anything that involves connections to the outside world.
My Windows Me laptop sits on a shelf. The next time I plug it in it will probably disappear in a burst of smoke.